SLADEK & WITEK, LLP
Certified Public Accountants
Financial Planners & Registered Investment Advisors
Financial Tools
Should I refinance my mortgage? How much do I need to save for my child's college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in the decision making process.
Auto
Auto Refinance Interest Savings, Car Loan Calculator, Lease vs. Buy More...
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Business
Commercial Loan Calculator, Equipment Buy vs. Lease More...

Insurance
Health Savings Account (HSA) Contribution Calculator, Health Savings Account (HSA) Goal Calculator, Health Savings Account (HSA) Savings Calculator, Health Savings Account (HSA) vs. Traditional Health Plan More...
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Investment
Investment Goal, Investment Questionnaire - Cash, Fixed Income and Equities, Lump Sum Present Value Calculator More...

Loan
Amortizing Loan Calculator, Balloon Loan Calculator, Debt Consolidation Calculator More...
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Mortgage
ARM & Interest Only ARM vs. Fixed Rate Mortgage, Mortgage Refinance Break Even More...

Personal Finance
Basic Calculator More...
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Retirement
401(k) Spend It or Save It Calculator, Beneficiary Required Minimum Distributions, How Important is Social Security? More...

Savings
College Savings, Compound Savings Calculator, Don't Delay Your Savings!, Emergency Savings Calculator, Savings Goals, Savings, Taxes, and Inflation More...
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Tax
1040 Tax Calculator, Marginal Tax Rate Calculator, Payroll Deductions Calculator, U.S. 1040EZ Tax Form Calculator More...

Auto


Auto Refinance Interest Savings Use this calculator to see how much interest you can save by refinancing your auto loan.
Car Loan Calculator Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Lease vs. Buy Should you lease your next automobile or finance it? Find out with this calculator!
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Business


Commercial Loan Calculator Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
Equipment Buy vs. Lease Should you lease your equipment or finance it? Find out with this calculator!
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Insurance


Health Savings Account (HSA) Contribution Calculator This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.
Health Savings Account (HSA) Goal Calculator Are you looking at the Health Savings Account (HSA) as a retirement account? This calculator will help you determine what you need to do in order to reach your goal.
Health Savings Account (HSA) Savings Calculator Use this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time.
Health Savings Account (HSA) vs. Traditional Health Plan Compare an High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan.
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Investment


Investment Goal Use this calculator to see if your investment plan is on track to meet your investment goals - and receive suggestions on how to change it if you are falling short.
Investment Questionnaire - Cash, Fixed Income and Equities This questionnaire is designed to help you create a balanced portfolio of the three basic investment classes: Cash, Fixed Income and Equities.
Lump Sum Present Value Calculator Use this calculator to determine the present value of a future lump sum.
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Loan


Amortizing Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Balloon Loan Calculator A balloon loan can be an excellent option for many borrowers. Use this calculator to see how a balloon loan might work for you.
Debt Consolidation Calculator Should you consolidate your debt? Use this calculator to find out.
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Mortgage


ARM & Interest Only ARM vs. Fixed Rate Mortgage Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Mortgage Refinance Break Even Should you refinance your mortgage? Use this calculator to determine when you will break even.
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Personal Finance


Basic Calculator This works just like a pocket calculator.
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Retirement


401(k) Spend It or Save It Calculator There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings.
Beneficiary Required Minimum Distributions Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account.
How Important is Social Security? Use this calculator to determine how losing this important retirement asset could affect you.
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Savings


College Savings Use this calculator to help develop or fine tune your education savings plan.
Compound Savings Calculator Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Don't Delay Your Savings! Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.
Emergency Savings Calculator This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Savings Goals What will it take to reach your savings goal? This financial calculator helps you find out.
Savings, Taxes, and Inflation Use this calculator to determine how much your savings will be worth with these two important variables in mind.
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Tax


1040 Tax Calculator Enter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected withholdings for the year, we can also estimate your tax refund or amount you may owe the IRS next April.
Marginal Tax Rate Calculator Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.
Payroll Deductions Calculator Use this calculator to help you determine the impact of changing your payroll deductions.
U.S. 1040EZ Tax Form Calculator Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.
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